My car was hit by a deer with no insurance. I was told to get insurance. Can I still file a claim?

No, you cannot get insurance after the fact and then expect the insurance company to pay for something that happened before they insured your car!





Stop driving without insurance.





*sigh*My car was hit by a deer with no insurance. I was told to get insurance. Can I still file a claim?
I didn't know a deer could even get insurance, but too bad for you he didn't have it before he hit you.





The answer to your question is no, you cannot - you need to be insured prior to your acquiring insurance (shame on your for driving uninsured to begin with). If you're thinking you could just lie about when the deer accident occurred - be very careful with that. Insurance fraud is a serious offense, if you get caught you'll likely go to jail, so just take your lumps (pay for the damage out of pocket) and be smarter in the future. Isn't insurance required by law where you live? It is in most places.My car was hit by a deer with no insurance. I was told to get insurance. Can I still file a claim?
Ideally, no. However, In some cases when you get full coverage insurance they will ask you if there is any damage on the car. If you say no and they dont look at the car to confirm then you can get the insurance and then wait about a week and then file a claim. It's a felony if you get caught but i'm sure we've all done worse
nope sorry charlie.. the insurance will cover the car only if its state changes after the time you get the insurance. Bet thing to do is start looking around your local shops and price who will fix it the cheapest sorry.
Can't believe that deer are running around with no insurance - there should be a law.





You cannot (it would be a crime) file an insurance claim on something that happened before you had paid for that insurance.





You should have been saving the money you should have been spending on insurance in order to be able to pay for your own troubles.
Wow, it sucks that the deer had no insurance.





You cannot make a claim on something that happened before you got insurance. Some people might tell you to get the insurance, wait a couple of weeks and then claim you hit the deer. This is illegal, though.
I've never heard of a deer having insurance.





If you obtain insurance now, after the fact - you would be committing insurance fraud if you tried to make a claim for something that happened in the past.
I wouldn't expect a deer to have any insurance ;D





I doubt it. Unless it happened while you were covered, the insurance company probably won't do anything
did the deer get a ticket for no ins/go to court and make sure the deer gets fined for traveling without insurance/you will have to sue the deer direct
No you can't make a claim for an accident that occurred before you had insurance.
Lol when i first looked at this question i thought you were saying the deer didn't have insurance haha :)
No.





That is why people buy insurance. In case something like that happens.





Live and learn.
sue the deer. (read your question again)





no you can't still file a claim.